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There are plenty of comments from other people who have also taken the vacation. Just thought I would add that piece.

Put simply, UseNeXT need to sort out their business practices

How The Scam Works

Here are a few warning signs that could signal a debt collection scam: The debt collector threatens you with criminal charges. Legitimate debt collectors should not claim that they'll have you arrested. The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector about the debt, including when you don't believe you owe the debt.

You can use this sample letter to request more information. Ask for an explanation in writing before you pay. The debt collector refuses to give you a mailing address or phone number. The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate. If you think that a call may be a scam or a fake debt collector: Ask the caller for a name, company, street address, telephone number, and professional license number.

Many states require debt collectors to be licensed. Check the information the caller provides you with your state attorney general. Your state regulator may be of assistance if your state licenses debt collectors. Scam artists, like fake debt collectors, can use your information to commit identity theft such as: Charging your existing credit cards Opening new credit card or checking accounts Writing fraudulent checks Taking out loans in your name Contact your creditor.

Was this page helpful to you? Additional comment optional Note: Bank Borrow Manage Learn. Bring spirit of Mayberry to your business. How to react to stock market swings. How to outsmart identity thieves. Beware of Netflix scam Share this with everyone you know! Think Before You Click! Never click on a login link or an account verification link in an email.

If there is one, bail. If there is a padlock, check the name of the site. If it looks wrong, bail. Guard your ID closely. An Apple scam is also going around. Thanks for mentioning how you should talk to a local lender first when looking into mortgages. It is important to understand that educating yourself first can help you make the best choices. We are planning on getting a house, so I wanted to learn more.

How can I verify whether or not a debt collector is legitimate?

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